Compliance is not just a cost of doing business – it is a significant business risk. For subscribers to bureau-filed products, it means lower fines, reduced crits and less heartburn. In addition to ISO, NCCI and all independant bureaus, the audience is growing for information about your policies and market conduct. Agents, brokers and risk managers are increasingly involved in commercial lines compliance requirements, and look to managing compliance as a critical value that the primary carrier provides in the relationship.

Instec is a business partner with ISO, NCCI and all independent bureaus for 20 years, and we deliver over 3,000 revisions annually, well ahead of the effective date. Instec's quicksolver 3 also includes a library of over 300,000 rates, rules, and stats and over 20,000 forms to give you confidence in your compliance. We help you to remain compliant by:

• Maintaining bureau-filed product changes to rates, forms and underwriting rules for multi-state and state exception filings
• Supporting policy-specific taxes, surcharges and stamping fees
• Supporting schedule rating and individually-filed rating plans (IRPM) in all states with user control of risk characteristics and ranges
• Supporting experience rating plans and applicability
• Supporting full plan statistical reporting data
• Supporting Department of Motor Vehicle reporting requirements