Aon Affinity Expands Use of Instec Policy System for Transportation Program Press Releases| Apr 29, 2020

Naperville, IL – April 30, 2020 – Instec, the market leader in software for complex commercial insurance, announced today that its Instec Policy system has been chosen as the platform for a multi-state small fleet transportation program from Aon Affinity.

Aon Affinity is a division of Aon plc, a leading global professional services firm providing a broad range of risk, retirement and health solutions to clients around the globe. Aon Affinity specializes in programs and specialty solutions for affinity organizations and their members. In November 2019, the company announced a new motor-carrier insurance program that adjusts rates monthly based on driving behavior. The program is offered exclusively through CarrierHQ’s mobile-friendly online portal and covers fleets with 20 or fewer trucks.

“Instec and Aon have partnered on several other opportunities in the commercial auto space. Applying a single platform from Instec enables efficiencies across our business. This is simply an expansion of a long-standing and successful relationship,” said Mark Nunes, Senior Vice President at Aon Affinity.

The offering taps third-party data, real-time driving analytics, and a proprietary rating algorithm to score each driver. Premiums are adjusted monthly for each truck based on driver scores.

“Together with Instec and CarrierHQ, we’ve created a more accurate and efficient rating, quoting, and issuing environment, and an improved customer experience for small fleet trucking,” said Nunes.

The small fleet program is being rolled out nationwide in all states except New York, Alaska, and Hawaii.

About Aon Affinity

Aon Affinity is a trade name for Affinity Insurance Services, Inc. Aon Affinity combines the specialized knowledge of affinity program management with the extensive resources of a global company to help clients achieve their goals. With an innovative approach to program strategy, from the design of products and services to the delivery of the marketing message, Aon Affinity offers full-service capabilities, technical expertise, and industry knowledge to deliver value to clients. Visit for more information.

About Instec

Instec’s unique approach to systems for the insurance industry enables P&C carriers, MGAs and MGUs to launch programs and specialty offerings from start to first quote in as little as four weeks. With built-in bureau content and reusable business rules, Instec systems provide a platform for innovation with reduced risk. And with cloud-based deployment and subscription-based pricing, insurers can test new programs at a low cost of entry and scale up affordably as the business grows. To learn more, visit


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